We strive to provide you with comprehensive and affordable insurance plans available in the market. We aim to help you secure the most suitable insurance deal online to meet your specific needs.
For quotations & applications, email
sales@dns.com.sg the following information required. For products that are not listed here, please contact us for a tailored quotation.
1. All Risk
a) Name of insured
b) Location of risk
c) Nature of business
d) Type of occupancy (e.g. factory, office)
e) Description of property to be insured
f) Age of property to be insured
g) Sum insured
h) Claims experience last 3 years (nature of losses & amount claimed)
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2. Bailee’s Liability
a) Name of insured & address
b) Business description
c) Business activities
d) Estimated gross freight receipts
e) Limits of indemnity
f) Excess / deductibles
g) Type of cargo handled
h) Warehouse facilities
i) Type of cover required
j) Copy of Bill of Lading (BL) and/or Airway Bills (AWB)
k) Claims experience last 3 years (nature of losses & amount claimed)
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3. Bond - HDB Renovation Contactors License Bond
a) Letter from HDB
b) Bond Format
c) Latest ROC printout
d) Completed, sign and co-stamped Proposal Form
e) Latest Income tax notice of assessment for partners/directors/sole proprietor
NB: The indicative premium is: $135 to $380.
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4. Bond - Foreign Workers Bond
a) MOM in-principle letter of approval
b) Latest ROC
c) Full set of latest companies audited statement of account
d) Latest notice of assessment of all directors/partners from IRAS
e) Completed, signed & stamped proposal form (available on request)
f) Namelist of foreign workers
NB: It must be taken with business insurance like Fire, Theft, Workmen Compensation.
Malaysian workers are not required to take up the Foreign Workers Bond.
The indicative premium is: $140 + GST (Single Bond) or $170 + GST (Bond + Personal Accident + Repatriation)
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5. Bond - Performance Bond
a) Bond Format
b) Letter of Award
c) Latest Registry Of Companies printout
d) Full set of latest companies audited statement of account
e) Latest notice of assessment of all directors from IRAS
NB: It must be taken with Contractor All Risk, Workmen Compensation & Public Liability.
It cannot be taken when the project has commenced.
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6. Bond - Rental Deposit Guarantee/Bond
a) Tenancy agreement
b) Bond Guarantee Format
c) Last 4 months rent payment proof
d) Latest ROC printout
e) Completed, sign and co-stamped Proposal Form
f) Latest Income tax notice of assessment for partners/directors/sole proprietor
NB: The indicative premium is 12% of guarantee amount for 3 years.
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7. Business Package
a)
Office package
This package meets the insurance needs of a business primarily involved in administrative work.
b)
Food & Beverage package
Stall Plan caters to food kiosks/ counters and stalls in food courts with no public access into the premises after business hours.
Take-Away Plan caters to take-away outlets without dining-in facilities and includes delis, bakeries, confectionaries and ice-cream parlours.
Restaurant Plan caters to establishments with dining-in facilities and includes fast-food restaurants, eating-houses, coffee houses and cafes. It shall extend to include caterers.
c)
Retail package
Retail Classic is specially designed for retail shops engaged in sales of consumer products.
Retail Lifestyle is for retail shops with food and beverage dining extension.
d)
Service package
Service Classic serves the insurance needs for business which render personal services such as bridal, photographic studios, laundry & dry cleaning including self enrichment courses such as cookery, bakery and music lessons.
Service Wellness serves the insurance needs for business which render professional services in personal care and grooming such as hair & beauty salons, manicures & pedicures, foot reflexology, spas, slimming centres, clinics, health & fitness centres and gymnasiums.
e)
Light Industrial package
Light Industrial is specially designed for business involved in the manufacturing and assembly of goods and/or storage of own goods in a light industrial building designated as such by the National Environment Agency.
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8. Consequential Loss
a) Name of insured
b) Location of risk
c) Nature of business
d) Type of occupancy (e.g. factory, office)
e) Construction of building to be insured
f) Fire fighting facilities
g) Interest to be insured (e.g. gross profit, wages or auditor’s fees)
h) Sum insured
i) Indemnity period
j) Claims experience last 3 years (nature of losses & amount claimed)
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9. Contractor’s All Risks
a) Letter of award
b) Details of work scope
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10. Erection All Risks
a) Letter of award
b) Details of work scope
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11. Fidelity Guarantee
a) Name of insured
b) Sum insured per person
c) Nature of business
d) No. of employees & occupation of employees
e) Claims experience last 3 years (nature of losses & amount claimed)
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12. Fire
a) Name of insured
b) Location of risk
c) Nature of business
d) Type of occupancy (e.g. factory, office)
e) Construction of building to be insured
f) Fire fighting facilities
g) Interest to be insured (e.g. building, furniture)
h) Sum insured
i) Claims experience last 3 years (nature of losses & amount claimed)
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13. Foreign Workers Bond
a) MOM in-principle letter of approval
b) Latest ROC
c) Full set of latest companies audited statement of account
d) Latest notice of assessment of all directors/partners from IRAS
e) Completed, signed & stamped proposal form
f) Name list of foreign workers
NB: It must be taken with business insurance like Fire, Theft, Workmen Compensation.
Malaysian workers are not required to take up the Foreign Workers Bond.
The indicative premium is: $140 + GST (Single Bond) or $170 + GST (Bond + Personal Accident + Repatriation)
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14. Foreign Workers Medical
Download FAQ FWM FAQ pdf
The Medical Insurance Schemes introduced for Foreign Workers/Foreign Domestic Workers are affordable and comprehensive standard medical plans that meet the minimum requirement set by MOM.
Comprehensive Coverage:
- Per Disability Benefit of $15,000
- Covers Inpatient Benefits, Surgical Fees, Day Surgery, 90 days pre and 90 days post-hospitalisation diagnostic services and treatment
- Coverage during stay in Singapore (24 Hrs)
WITH 12 months waiting period
- Pre-existing conditions for which the insured member has received medical treatment, diagnosis, consultation or prescribed drugs prior to the effective date of the member's coverage shall be excluded.
- Unless the member has been continuously insured, without any lapse in coverage under a Group Hospital & Surgical policy for at least 12 months.
WITHOUT 12 months waiting period
- The 12 months waiting period is waived. Instead, the following exclusion shall apply: Treatment of any serious illness which the patient has received medical treatment during 12 months before his/her commencement date of cover shall be permanently excluded.
a) With/without 12 months waiting period
b) With/without co-insurance or $500 deductible, whichever is higher
c) Option of riders
NB: This covers disability benefit of $5000 for inpatient benefits, surgical fees, day surgery, 90 days pre and 90 days post-hospitalisation diagnostic services and treatment, during stay in Singapore (24 Hrs)
The indicative premium is: $150 + GST
Updating of Medical Insurance with MOM annually
From 5 November 2007, business employers can furnish the medical insurance details for their Work Permit and S Pass holders via Work Permit Online (WPOL). Please log on WPOL via MOM website (
www.mom.gov.sg) and access the "Medical Insurance Function" from the function siderbar menu. If you are not a WPOL user, you can obtain a Singapore Personal Access (SINGPASS) and register for a free WPOL account via MOM website under 'Services & Forms' and click on "Work Permit Online (WPOL) (For Business & Employment Agency Users)". The employer is required to furnish the following information:
a) Name of Insurer;
b) Insurance Policy Number;
c) Insurance Policy Commencement Date; and
d) Insurance Policy Expiry Date.
For more information, you may visit MOM's website at
www.mom.gov.sg
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15. Golfer’s
a) Name of insured & address
b) Sex
c) Date of birth
d) Occupation
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16. Goods In Transit
a) Name of insured & address
b) Nature of business
c) Types of goods & packing
d) Sum Insured
e) Journey of transit
f) Mode of conveyance
g) Type of cover required
h) Claims experience last 3 years (nature of losses & amount claimed)
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17. Home
http://www.tenetinsurance.com/p...
a) Name of insured & address
b) Interest to be insured (e.g. building, furniture and fittings, contents)
c) Sum insured
d) Claims experience last 3 years (nature of losses & amount claimed)
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19. Marine Cargo
a) Name of insured & address
b) Nature of business
c) Types of goods & packing
d) Sum Insured
e) Voyage
f) Mode of conveyance
g) Type of cover required
h) Claims experience last 3 years (nature of losses & amount claimed)
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21. Money
a) Name of insured
b) Location of risk
c) Nature of business
d) Limit per carrying
e) Estimated annual carrying
f) Amount of cash kept in premises
g) Claims experience last 3 years (nature of losses & amount claimed)
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22. Motor
For a quotation of your motor insurance, please fill up the information needed in this file and forward it:
sales@dns.com.sg
a) Name
b) Sex
c) Date of birth
d) Marital status
e) Occupation (indoor/outdoor)
f) Driving experience (years)
g) No Claim Bonus (%)
h) NRIC
i) Vehicle registration no.
j) Type of cover (e.g. comprehensive, third party fire and theft, third party only)
k) Make & model
l) Year of registration / Year of make
m) Engine capacity (c.c.)
n) Body type (e.g. saloon, coupe)
o) Parallel import (yes/no)
p) CNG Car?
q) Offpeak car?
r) Claims experience last 3 years (nature of losses & amount claimed)
s) Previous insurer
t) Period of insurance
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24. Plate Glass
a) Name of insured
b) Location of risk
c) Nature of business
d) Type of occupancy (e.g. factory, office)
e) Description of glass (i.e. no. of pieces, dimensions, type)
f) Sum insured
g) Claims experience last 3 years (nature of losses & amount claimed)
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25. Pleasure Craft
a) Name of insured & address
b) Age & Sex
c) Years of driving experience
d) Particulars of boat
e) Sum insured / Limit of liability
f) Type of cover required
g) Claims experience last 3 years (nature of losses & amount claimed)
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26. Professional Liability
a) Name of insured & address
b) Age & Sex
c) Years of working experience
d) Occupation
e) Description of profession
f) Scopes of coverage
g) Limits of indemnity
h) Estimated fees / turnover
i) Territorial limits
j) Claims experience last 3 years (nature of losses & amount claimed)
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27. Public Liability
a) Name of insured
b) Location of risk
c) Nature of business
d) Limits of indemnity
e) Estimated annual turnover
f) Territorial limits
g) Claims experience last 3 years (nature of losses & amount claimed)
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28. Theft
a) Name of insured
b) Location of risk
c) Type of occupancy (e.g. factory, office)
d) Construction of building to be insured
e) Nature of business
f) Interest to be insured (e.g. machinery)
g) Sum insured
h) Security features
i) Claims experience last 3 years (nature of losses & amount claimed)
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30. Work Injury Compensation
a) Name of insured & address
b) Occupation of employees
c) No. of employees
d) Nature of work
e) Location of work
f) Estimated annual wages (including OT, bonuses etc.)
g) Claims experience last 3 years (nature of losses & amount claimed)
NB: Additional 10% premium to cover to & from work and meal breaks.
For quotations & applications, email sales@dns.com.sg the following information required. For products that are not listed here, please contact us for a tailored quotation.
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