1. NTUC Income Motor Insurance
Information online:
http://www.income.com.sg/ins...
List of NTUC Income Workshops:
http://www.income.com.sg/claims...
Download Motor proposal form (pdf)
Download Private Car Insurance Coverage (pdf)
-
drivo Premium Plan – Allows you to use your own workshop during accident repairs.
drivo Classic Plan – Lets you enjoy lower premiums and must use NTUC Income
selected quality workshop for accident repairs.
- Plus Feature – Waiver of standard excess and transport allowance of $50 per day subject to maximum of 7 days if period of repairs exceeds 3 days.
- Additional Excess Feature – Lets you take advantage of a lower premium by option for a higher excess.
- Unlimited windscreen cover with no reinstatement fees.
- A further excess of about $500 will be applicable to unnamed driver(s) who are above 26 years old. A further excess of $2,500 will be applicable to unnamed driver(s) who are below 26 years old and/or less than 1 yr driving experience.
- Up to 2 named drivers can be named in the policy, no additional excess on your own vehicle damage. However, premiums will be revised accordingly if named drivers are added in.
NB: Information is correct as of date of posting. Always refer to the policy terms and conditions for any updates.
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2. Tenet Insurance Motor Insurance
Information online:
http://www.tenetinsurance.com/pers...
List of Tenet Insurance Workshops:
Download
Motor Proposal Form:
Download
- ExcelDrive Prestige Plan – Allows you to use manufacturer’s / distributor’s workshop or Tenet’s workshop during accident repairs and excess waived up to $1,000 at Tenet’s workshop for first two claims.
- ExcelDrive Gold Plan – Lets you enjoy lower premiums and must use Tenet’s workshops for accident repairs and excess waived up to $1,000 at Tenet’s workshop for first two claims.
- Free Courtesy Car during accident repairs.
- One free windscreen cover with no excess. Replacement is free if done at Tenet’s workshop.
- Free NCD Protection for all policyholders with 30% NCD and above.
NB: Information is correct as of date of posting. Always refer to the policy terms and conditions for any updates.
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5. What is NCD Protection?
http://www.mymotorinsurance.sg/faq/
No Claim Discount Protection is a motor insurance policy extension that allows motorists to make claims on their own insurance policies without losing their entitlement to their NCD should they make a claim under their policies. Assuming a motorist has 50% NCD:
|
No. Of Claims During The Period Of Insurance
|
NCD upon renewal (Without NCD Protection)
|
NCD upon renewal (With NCD Protection)
|
| 1 claim |
20% |
50% |
| 2 claims |
0% |
20% |
| 3 claims or more |
0% |
0% |
10% additional premium is usually added to purchase this NCD Protection option.
N/B: Please note that you have to renew your insurance with the existing insurer to enjoy the NCD Protection for the following year renewal. Also, please note that you are not given any waiver of claims loading in the following year, especially when the claims amount is high.
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